Udhaar Credit Tracker Summary

An udhaar khata summary calculator online with no app — build a weekly repayment plan for credit customers. Use the free Udhaar Credit Tracker Summary below — enter your values and get instant results, right in your browser. Weekly qist = Total udhaar ÷ Weeks agreed. Row i: qist = v; total repaid by week i = v × i. The plan clears exactly when total repaid equals the original udhaar.

How to use the Udhaar Credit Tracker Summary

Every kiryana and retail shop carries udhaar — credit given to regular customers — and messy recovery hurts cash flow. This udhaar khata summary calculator online with no app turns any customer's outstanding balance into a clean weekly repayment table: divide their total by the weeks agreed, enter that weekly qist, and print the schedule. Both shopkeeper and customer see exactly when the khata clears.

  1. Divide the customer's total udhaar by the agreed number of weeks to get the weekly qist.
  2. Enter that weekly qist amount in the box.
  3. Set rows to the number of weeks in the repayment plan.
  4. Click Generate, then print or screenshot the table and share it with the customer.

Formula

Weekly qist = Total udhaar ÷ Weeks agreed. Row i: qist = v; total repaid by week i = v × i. The plan clears exactly when total repaid equals the original udhaar.

Worked example

A customer owes Rs 10,000, agreeing to 10 weekly qists of Rs 1,000. The table shows Week 5: Rs 5,000 repaid; Week 10: Rs 10,000 — khata clear. The shopkeeper ticks each week as cash arrives. If a week is missed, the schedule extends by one week and both sides initial the change.

Frequently asked questions

Charging interest (sood) on credit is prohibited in Islam. Many shops instead limit udhaar amounts or shorten repayment periods to manage risk without interest.

Note missed weeks on the printed schedule and extend the plan rather than arguing. For repeat defaulters, reduce or stop further udhaar — the table makes the pattern visible.

Generate one table per customer (screenshot each) or keep one printed sheet per regular customer in a file. This tool plans one repayment schedule at a time.

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